Volume of unpaid loans
The volume of unpaid loans increased 8.5% in the first quarter of the year with respect to the previous quarter and 6.5% compared to the same period in 2011, according to the barometer of the impact of the economic situation on payments and recovery of defaults of Interim Justice. Clarification at cgdnews.org
In this way, the volume of unpaid loans increased between January and March for the second consecutive quarter and reflects strong growth when comparing this year’s data with those of previous years. Thus, non-payment of loans has increased by 15% compared to the first quarter of 2010 and 46% compared to the first quarter of 2009.
The portfolio of new overdue loans
On the contrary, the portfolio of new overdue loans decreased by 30% in the first quarter, which, according to the general director of Interim Justice, Louises, is explained because, although the stock continues to increase and recovery is more difficult, At the same time there is a decrease in trade.
The total amount of the amounts due also registered an increase, in this case of 3.6% compared to the previous quarter and 0.6% compared to the same quarter of 2011.
Payment behavior of consumers
According to the report, the payment behavior of consumers has improved, although companies have one of the lowest levels of recovery in recent years.
Thus, in the case of consumer default, the recovery increased by 40% in the first 90 days compared to the previous quarter, although it decreased by 19% compared to the same quarter of 2011.
The variations were more unfavorable in the case of companies. The recovery in the first 90 days of management was reduced by 9% compared to the previous quarter and 40% compared to the same quarter of 2011.
The report concludes that the payment behavior in the companies has been among the lowest since the first quarter of 2008, although louises indicates that it should be taken into account that the data was collected before the “injection” to suppliers by Public administration