Mobile Sumagi Bank are the winner of the June ranking
This is not the first time that Mobile sumagi banking services have won in our ranking. The company comes out to its clients with an attractive cash loan offer of up to PLN 200,000. Importantly, we can get a loan without leaving home. We save time in this way. We can receive a loan from Mobile sumagi without any certification. However, the lender will check us in the Credit Information Bureau database.
It is worth mentioning that the lender accepts various forms of employment. Hence, people working on a commission contract may apply for a loan. The loan period is 10 years, and the loan can be repaid automatically. All you have to do is use Mobile sumagi online banking and set up automatic cash loan repayment from your personal account. With this option you will not have to remember about payment.
The second place belongs to GTO Bank Polski
GTO Bank Polski is one of the best service providers in the country. As part of his services, he provides a cash loan for up to PLN 120,000. It should be noted that as part of this benefit the lender offers completely free early repayment of the loan. It is important, however, to inform the lender relatively early about your intention.
As part of the Mini Ratki, we can receive a credit from the APRC 3.46% If you are not sure whether we can afford to pay back the installments you have set up, we can use the sliders on the lender’s website and calculate the installment of the loan with the amount of interest. The loan can be obtained for any purpose by presenting only a statement from our bank account. He should certify that we have received income in the last 3 months. If we have problems paying off the debt, the lender gives us the option to consolidate payday loans.
A unique offer from Salader Consumer Bank
Salader Consumer Bank stands out among other lenders by being able to take out a loan for income from various sources. The loan can be applied for by people employed under an employment contract, mandate contract, but also for a work. The loan is also addressed to people who receive a pension. It is also important that if we run our own business or farm, we will also receive a loan. Under it, we can apply for PLN 80,000.
Customers of Salader Consumer Bank can count on clear and simple rules, moreover, a loan installment tailored to our capabilities. We can apply for a cash loan both at a bank branch and online. The documents that are necessary when applying for cash are: an ID card, a residence card with a long-term resident’s permit to settle or stay, a document confirming the right of permanent residence or a certificate of registration of a citizen’s stay, a residence card or permanent residence card of a citizen’s family member.
Tiges Bank and Metabank just below the podium
The cash loan from Tiges Bank is PLN 200,000 for 10 years. Borrowers can use the amount obtained for any purpose. Importantly, you must be at least 18 years old and have positive credit standing to apply for a loan. To apply for a loan at Tiges Bank, you must complete the application with your details and send it back. The lender will call you back within 48 hours and present an offer tailored to our financial possibilities.
Metabank offers a loan of PLN 160,000. It is worth noting that with this loan the loan period can be up to 8 years. The spread of debt over time means that it is not felt in any way for our budget. The lender also offers various promotional offers that guarantee a refund of the commission. For example, when applying for a car loan, we can receive a refund of up to PLN 500.
Installment loan or payday loan? What can replace us loan?
Before we apply for additional money, we should think about whether we really need the amount we are thinking about. Very often it turns out that we needlessly borrow too much. And yet a larger loan amount means higher fees. Those who need to borrow a lot can get a installment loan, which is based on a minimum of formalities. What’s more, we can also spread such a loan into installments tailored to our budget, which will not weigh on our shoulders.
In turn, those who need to borrow a small amount for sudden expenditure can reach for payday pay. Some companies provide them completely free, so it is worth using the payday rankings or installment loans rankings to find a loan that matches our expectations.
Let’s remember that if our credit history is bad about us, we should not apply for a loan. Any small amount can burden our home budget, and we have no way out of the situation we will take further loans to repay those present. Falling into a spiral of debt can end with even a bailiff’s visit to our home. The most important thing is prudent borrowing.
“Although the financial market offers many beneficial solutions, our budget is not always ready for additional fees. It is worth remembering that and before reaching for a loan, make a home budget analysis. To do this, simply compare our revenues with expenses. In this way we will receive an amount, some of which we will be able to spend on a possible loan.”